Asset protection planning is the process of organizing assets and property to safeguard and preserve them from loss or attack by creditors. Individuals may seek asset protection for a variety of reasons: Financial uncertainties from engaging in a business or … more

A recent private letter ruling underscores a valuable lesson. A recent private letter ruling underscores the importance of making sure you name a primary and a contingent beneficiary on your retirement accounts.  As noted in earlier articles, there is always … more

When you think of Medicare, most people believe it is only for people of retirement age.  Although retirement age is when most people begin to think about Medicare benefits, actually the Medicare program covers more than just those who have … more

Ben Franklin once said that, “In this world, nothing is certain but death and taxes.” A major goal of estate planning is to minimize the effects of both on your assets. Putting together a successful estate plan with clearly defined … more