Interest rates for many loan modifications are due to be reset. The Treasury Department launched its Home Affordable Modification Program (HAMP) in 2009 and modification activity peaked in 2010.  At the time, the prevailing mortgage rate was 5%, but servicers reduced … more

Christensen Young & Associates co-hosted a client appreciation night along with Cambridge Financial Center and Fringe Benefits on March 25, 2014. We would like to thank all of those who came out.

Personal Representative: Do I need to pay the deceased’s credit card? When a loved one passes away settling their affairs is never easy.  This is often complicated when the decedent had outstanding debts, such as credit cards, mortgages, etc.  As … more

Workers compensation independent medical examinations. Truth or fiction? They are not independent! Every week injured workers are scheduled for independent medical examinations, “IME” by workers compensation insurance carriers.  We always discuss with our clients the do’s and don’ts of attending … more