Debt Collection FAQs: A Guide for Consumers published by the Federal Trade Commission See http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm   If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting … more

Medicaid is required by law to secure repayment of any payments made to recipients.  One asset often overlooked in estate planning is a life insurance policy.  Many of our clients have asked if Medicaid can use the life insurance as … more

Part 1. Before learning how to contest a will, it is necessary to understand what constitutes a valid will. The Utah State Court website www.utcourts.gov has a section titled “How to Make a Will,” where it specifies the person desiring … more

Generally parents want to make certain that all of their children are provided for equally.  However, that is not always the situation.  Many times parents help certain of their children more during their live times than their other children, with … more

According to the Federal Trade Commission, identity theft is the fastest growing crime in the U.S., with more than 12 million victims each year. Just being careful isn’t enough to protect your identity. (FTC.gov/idtheft)  Identity theft is a serious crime. … more

Alzheimer’s disease is a devastating medical condition which has a shattering effect not only to the individual who suffers from the disease, but as well as those caring for the individual along with the rippling effects throughout society.  The sad … more

There are many people who wonder about the importance of estate planning, and why this is something that we hear so much about. Perhaps no story highlights the importance of estate planning better than the Cavendish family in Devonshire, England. … more