A recent private letter ruling underscores a valuable lesson. A recent private letter ruling underscores the importance of making sure you name a primary and a contingent beneficiary on your retirement accounts.  As noted in earlier articles, there is always … more

When you think of Medicare, most people believe it is only for people of retirement age.  Although retirement age is when most people begin to think about Medicare benefits, actually the Medicare program covers more than just those who have … more

Ben Franklin once said that, “In this world, nothing is certain but death and taxes.” A major goal of estate planning is to minimize the effects of both on your assets. Putting together a successful estate plan with clearly defined … more

Forgetting loved ones’ names, important dates or events, and details of one’s earlier life are all hallmarks of Alzheimer’s disease.  Until recently, the scientific community generally accepted the idea that the disease destroys the process by which these memories are … more

It can be challenging to determine if you need the help of an attorney. You may contact a lawyer, describe the circumstances of your case, and they will lead you in the right direction, even if means you do not … more

Statistics show that more than 70% of people age 65 or older will need long-term care (LTC) sometime in their future, so you are certainly wise to plan ahead. There’s definitely a benefit for some people in purchasing long-term care … more

Tax season is here and it’s important to be aware of all the deductions and tax credits available to you so you don’t miss out on valuable savings — and a bigger refund. Here are some tax deductions that you … more

In a recent book published by Ted Beck, president and CEO of the National Endowment for Financial Education — NEFE— What It’s Worth:Strengthening the Financial Future of Families, Communities and the Nation) he cites an example of being in a … more

When someone gets injured, the thought of hiring a personal injury lawyer comes with a lot of misconceptions. Many people worry that they will be seen as someone who is just looking to get a quick payday, or that the … more

Litigation is becoming even more ubiquitous than in recent years. Lawsuits, once much more rare, are now quite common and settlements or judgments can be high. Losing a lawsuit due to an accident or another unforeseen event could destroy your … more